I'm Juan, and I'm Here to Simplify Insurance for You
After 18 years at Humana, I made a life-changing decision...
I became an independent advisor because I saw too many people struggling with limited options and confusing policies. Now, I can offer you choices from multiple carriers – not just one company's plans.
"I represent YOU, not the insurance companies. That means I'll always recommend what's best for you, not what benefits a company."
Trusted by hundreds of happy clients across the Southeast
🌐 Hablo español • Available evenings & weekends
Why People Choose to Work with Juan
In a world of confusing policies and pushy sales tactics, here's what makes the difference
Personalized, Independent Approach
Your Personal Insurance Advisor
After 18 years at Humana, Juan chose independence to give you access to multiple carriers and find the best plan for your needs – not just one company's options.
- ✓ Compare plans from Humana, Cigna, BCBS, United, and more
- ✓ No pressure to choose any specific company
- ✓ Your needs come first, always
Fully Bilingual
Juan serves both English and Spanish-speaking communities with equal dedication and cultural understanding.
¡Hablo Español!
Juan ofrece atención personalizada y comprensible en español, ayudando a las familias hispanas a entender y aprovechar al máximo sus beneficios — con confianza y sin barreras.
Faith-Guided Service
Juan's strong faith-based ethics mean you get honest, transparent guidance – not sales pressure.
Colossians 3:23
"Whatever you do, work at it with all your heart, as working for the Lord, not for human masters."
"My goal is to serve, not to sell. I believe God blesses honest work done with integrity, and I want every client to feel that in how I help them."
The Complete Beraldi Insurance Experience
Always Complimentary
All consultations, reviews, and enrollments are completely complimentary
Year-Round Help
Not just during enrollment – Juan supports you all year long
Meet Your Way
At home, office, coffee shop, phone, or video – your choice
Fully Licensed
Licensed in TN, AL, FL, and KY
Ready to experience the difference of working with someone who truly cares?
Your Partner in Protection & Peace of Mind
Beraldi Insurance offers personalized guidance to help you find the right insurance solutions for every stage of life. From Medicare to family health plans and future financial security, we're here for you.
Medicare Solutions
Navigate Medicare with confidence. We'll help you understand your options—Advantage, Supplement, and Part D—to find the perfect fit for your healthcare needs and budget.
- Medicare Advantage Plans (Part C)
- Medicare Supplement Insurance (Medigap)
- Prescription Drug Plans (Part D)
- Annual Plan Reviews & Enrollment Help
Health Insurance for All Ages
Secure essential health coverage for yourself and your family. We offer ACA marketplace plans, plus dental and vision options, ensuring you have access to the care you need.
- Individual Health Plans (Under 65)
- Family Coverage Options
- Affordable Care Act (ACA) Marketplace
- Dental & Vision Add-ons
Life Insurance & Protection
Safeguard your family's financial future. We'll help you find the right life insurance policy to provide peace of mind and protect what matters most.
- Term Life Insurance
- Whole Life Insurance
- Final Expense Coverage
- Secure Your Legacy
Other Financial Protection Plans
Plan for the unexpected and enhance your coverage with indemnity plans and long-term care solutions designed to provide extra financial security.
- Indemnity Plans (Hospital, Cancer, etc.)
- Long-Term Care Planning
- Additional Financial Protection
Ready to Secure Your Future?
Juan is here to provide clear, honest guidance for all your insurance needs. Get in touch today for a free, no-obligation consultation.
About Beraldi Insurance
Juan Beraldi
Owner & Insurance Advisor
Our Story
Beraldi Insurance was founded with a simple mission: to provide personalized insurance guidance that puts clients first. With nearly 20 years of experience in the insurance industry, Juan Beraldi brings deep expertise and a genuine care for his clients' wellbeing.
As an independent advisor, Juan specializes in Medicare Insurance plans, Independent Medical insurance, life insurance products, and retirement planning. His approach is centered around understanding each client's unique needs and finding solutions that provide the right coverage at the right price.
What sets Beraldi Insurance apart is our commitment to ongoing support. We're not just here at enrollment time – we're available year-round to answer questions, help with claims, and provide guidance as your needs change.
We're proud to serve clients throughout Tennessee and beyond, with bilingual services in both English and Spanish. At Beraldi Insurance, we believe everyone deserves clear, honest insurance advice they can trust.
Our Core Values
Client-First Focus
Your needs and best interests always come first.
Faith-Based Ethics
Honest, transparent service built on strong ethical principles.
Bilingual Support
Services provided in both English and Spanish.
Ongoing Availability
Support beyond enrollment, whenever you need assistance.
Ready to discuss your insurance needs?
With nearly 20 years of experience, I'm here to guide you through your insurance journey.
Frequently Asked Questions
About Juan & Beraldi Insurance
Beraldi Insurance, led by Juan Beraldi, offers expert insurance guidance and services. We specialize in senior products like Medicare, but also provide family and individual medical plans, life insurance, indemnity plans, and retirement solutions.
Juan has nearly 20 years of experience in the insurance business. He worked at Humana from 2005 to 2023, gaining valuable experience in various roles, including 13 years as a field representative in Tennessee, before establishing Beraldi Insurance to offer more comprehensive, independent advice.
After almost 18 years with Humana, Juan wanted the freedom to offer his clients a wider range of options tailored to their specific needs, rather than being limited to a single company's plans. As an independent advisor, he can now prioritize what's truly best for you.
Juan offers a personalized, independent approach. Unlike agents tied to one company, he can recommend plans from various providers (like Humana, Cigna, BCBS, United Healthcare, and more) based solely on your needs. He's also fully bilingual (English/Spanish) and focuses on building long-term trust and providing ongoing support, not just making a sale.
Juan firmly believes in representing his clients, not the insurance companies. His approach is built on honesty, transparency, and faith-based ethics. He aims to provide clear guidance, ensuring you understand your options and feel confident in your choices, with ongoing support for the life of your plan.
Insurance Products & Services
I offer a comprehensive range of plans including Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans (Part D) for seniors. I also provide dental and vision plans, life insurance, indemnity plans (like hospital and cancer plans), long-term care plans, and ACA (Affordable Care Act) marketplace plans for individuals and families under 65.
As an independent advisor, I work with a wide array of reputable insurance carriers, including Humana, Cigna, BlueCross BlueShield (BCBS), Devoted, United Healthcare, WellPoint, Oscar, AmBetter, and others. This allows me to find the plan that best fits your specific needs and preferences. I also collaborate with clinic groups like CenterWell and Summit.
Not at this moment, but I am actively working to expand my services and plan to offer group insurance coverage for businesses in the near future.
No, absolutely not. All my consultations, plan reviews, presentations, and enrollment assistance are provided completely free of charge to you.
I am compensated directly by the insurance companies through commissions when I successfully enroll someone in a plan. This means my clients never pay me directly for my guidance or enrollment services. My focus is on finding the right plan for you, regardless of the commission structure.
Service Areas & Languages
I am licensed and serve clients across multiple states: Tennessee, Florida, Kentucky, and Alabama. I'll be adding additional states in the near future, so please ask me for details about licensing in other states. Locally within Tennessee, I frequently work with individuals and families in Murfreesboro, Nashville, Cookeville, and surrounding communities.
¡Sí, por supuesto! I am fully bilingual in English and Spanish and am passionate about serving the Hispanic community. Approximately 20% of my clients are Spanish speakers, and I'm dedicated to growing this outreach further and ensuring clear communication for all my clients.
Yes! While I'm based in Tennessee, I'm licensed to serve clients in seven states total: Tennessee, Florida, Kentucky, and Alabama. I'll be adding additional states in the near future, so please ask me for details about licensing in other states. I can assist you regardless of which of these states you reside in, with both in-person and virtual meeting options available.
I'm a certified and licensed insurance producer in all states where I operate. My nearly 20 years of experience in the insurance industry, combined with my proper licensing, ensures that I can legally and competently advise you on all insurance matters in Tennessee, Florida, Kentucky, and Alabama.
Working Together & Support
Typically, clients call me directly or fill out the contact form on the website. We'll then schedule a meeting at your convenience. During this meeting, we'll review your current coverage (if any), discuss your specific healthcare needs, medication requirements, budget, and any concerns you might have.
I prioritize your comfort and convenience. In-person meetings are often preferred and can take place at your home, my office, or a neutral public location like a coffee shop. For clients who are long-distance or prefer virtual options, I also offer appointments over the phone or via online meetings.
My commitment to you doesn't end with enrollment. Clients want a trustworthy advisor who will be available to help throughout the life of their plan, and that's what I provide. You can contact me year-round with questions, for assistance with plan issues, or to review your coverage as your needs change.
Yes, absolutely. While the Medicare Annual Enrollment Period (Oct-Dec) and ACA Open Enrollment (Nov-Jan) are particularly busy, I assist clients throughout the entire year. I also regularly host community events like fun games and activities, participate in health expos, and hold educational events.
Common Questions & Concerns
Clients most frequently ask about the cost of plans (premiums, deductibles, copays), which doctors and hospitals are in the network, prescription drug coverage, specific benefits included (like dental, vision, hearing), and the key differences between various plan types (e.g., Medicare Advantage vs. Medicare Supplement).
I understand that hesitation, as many have unfortunately been misled by unethical agents promising unrealistic benefits. I build trust by being consistently honest, transparent, and available. I explain all aspects of a plan—the good and the potential drawbacks—and focus on what genuinely fits your situation. My faith-based ethics guide me to care more about people than profits, ensuring I always act in your best interest.
Often, people are influenced by misleading advertisements or advice from well-meaning friends that may not apply to their specific situation. I help clarify what benefits they are actually eligible for, explain how different plan components work, and ensure they understand the true scope of their coverage based on their individual needs and financial circumstances.
Clients typically gain clarity about their insurance options, confidence in their decisions, and most importantly, peace of mind. They know they have the right coverage for their needs and a trustworthy, knowledgeable advisor they can contact anytime for support.
Getting Started & Contact
The best way is to call me directly at (615) 495-1838 or fill out the contact form on my website. If you request an appointment online, I will personally follow up by phone to discuss your needs and confirm the meeting details.
I am generally available weekdays from 9 am to 6 pm, and on weekends from 10 am to 2 pm. However, I understand that schedules can be tight, so I strive to be flexible.
I'm currently working on gathering formal testimonials. In the meantime, my focus is on providing every client with an experience they'd want to share positively. I plan to have a way for clients to leave reviews, potentially linking to Google Reviews.
I plan to be active on Facebook and Instagram. Connecting there will be a great way to stay informed about upcoming events, important enrollment deadlines, and helpful insurance tips. I may also feature updates on the website.
Still Have Questions?
Contact us for personalized answers to all your insurance-related questions.
Our Service Areas
Licensed in Multiple States
Beraldi Insurance is proud to be licensed as an Insurance Producer in four states, allowing us to serve clients across the Southeast. Additionally, we'll be adding additional states in the near future, so please reach out for details about licensing in other states:
- Tennessee
- Florida
- Kentucky
- Alabama
Statewide Tennessee Coverage
We proudly serve clients throughout the entire state of Tennessee. Whether you're in a major city or a small town, from the mountains of East Tennessee to the Mississippi River in the West, we're here to provide personalized insurance guidance and support.
We Serve ALL Tennessee Communities
Including but not limited to:
Middle Tennessee
East Tennessee
West Tennessee
No matter where you are in Tennessee, we're here to help with your health insurance needs!
Serving Your Community
Whether you're in Tennessee or any of our service areas, we're here to help.
Hi! I'm Beri, Juan's virtual assistant. I'm here to help you with Medicare or insurance options. How can I assist you today?
Chat with Beri - Juan's Insurance Assistant
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